Practice area · Property and estates
Compensation claims.
Including after the insurer has already said no.
Claims following road accidents and unforeseen events, disputes with insurers and damages for the harm suffered. We also take on cases where the sum paid out was too low.
§01Types of case
What we claim for
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Road accidents
Claims by injured drivers, passengers and pedestrians - against the at-fault driver's third-party policy.
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Damages for the harm suffered
Compensation for pain, suffering and the effects on everyday life.
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Underpaid settlements
Cases in which the insurer paid less than the scale of the loss warrants.
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Property damage
Damage to a vehicle or property - including under voluntary policies.
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A periodic allowance
A recurring payment where needs have increased or earning capacity has been lost.
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The death of a loved one
Claims by close family members following a fatal accident.
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Reimbursement of costs
Treatment, rehabilitation, travel and care - where documented.
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Clinical negligence
Cases concerning harm caused in the course of medical treatment.
Law as at: September 2026. This content is general information and does not constitute legal advice - assessing a particular case always requires reviewing the documents.
§02Types of claim
What you can claim
A single incident usually gives rise to several separate claims. Insurers often pay only some of them - the rest have to be raised by you.
| Claim | What it covers | What has to be shown |
|---|---|---|
| Compensation | making good a financial loss | the amount of the loss - invoices, estimates |
| Damages for harm | harm: pain, suffering, the effects on everyday life | the extent and permanence of the consequences |
| A periodic allowance | increased needs or lost earning capacity | the permanence of the effects and their impact on your circumstances |
| Reimbursement of treatment costs | treatment, rehabilitation, travel, care | documented expenditure and its connection to the incident |
| Claims following the death of a loved one | damages for harm and for the deterioration in your circumstances | the bond with the deceased and the actual consequences |
The level of damages does not come from a tariff - the court assesses the extent of the harm individually. Medical records and the expert report are decisive here.
§03Settling with the insurer
Signing a settlement closes the matter
Insurers often propose a settlement quickly - before the full consequences of the incident are known. The sum is often lower than what is due, but it is tempting because it is available now.
The difficulty is that a settlement usually contains a waiver of any further claims. If it turns out months later that another operation is needed, or that the effects are permanent, the route to a further payment is already closed.
So before signing it is worth checking two things: whether the sum offered matches the scale of the loss, and whether your condition has stabilised. Both can be assessed - but once you have signed it is too late.
§04How we work
How we handle compensation cases
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Establishing the full scope
We look at every available claim, not only the one the client has raised.
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Checking the valuation
Insurers' estimates are often understated in the same predictable ways.
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Medical records
We assemble the material the expert will rely on.
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Appealing the decision
The pre-action stage is often enough, provided the argument is specific.
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Court proceedings
Where an appeal is not enough, we take the case to court.
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Caution over settlements
We assess the offer before the client accepts it.
§05How we work together
How we pursue a compensation claim
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Assessing the incident
We establish liability and the range of claims available.
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Gathering the documents
Medical records, receipts, evidence of how the incident happened.
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Submitting the claim
We put the claim to the insurer or to the person at fault.
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The appeal
Where the claim is refused or underpaid - a reasoned appeal.
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Court proceedings
Where necessary, we take the matter through the courts.
§06Questions and answers
Questions about compensation
Cannot find your question here? Call us on +48 883 406 792 or write to us using the contact form.
Yes. An undisputed interim payment does not close off a further payment - you can appeal and then take the matter to court. It is different if you have signed a settlement waiving further claims.
Only after checking whether the sum matches the scale of the loss and whether the consequences are already known. A settlement usually contains a waiver of further claims, so a later deterioration in your health will no longer be a basis for any additional payment.
Claims in tort are, as a rule, time-barred three years after you learn of the damage and of who is liable. Where the damage arises from a crime, the period is considerably longer. It is worth checking in the individual case.
Yes, but the award will be reduced accordingly. The degree of contributory fault is often disputed, and that is frequently what the argument with the insurer is about.
Non-financial harm: pain, suffering, limitations in everyday life, psychological effects. There is no fixed tariff - the court assesses the extent of the harm individually, on the basis of the records and the expert report.
Claims can be directed to the Insurance Guarantee Fund. That also applies where the driver fled and was never identified - though the range of available awards is then narrower.
The first step
Let us talk about your situation
You do not need your documents in order, and you do not need to know the law. Just tell us what is happening - we will plan the way forward together.
§07Contact
Book a legal consultation
